Our aim is to keep clients fully informed of the latest developments within global markets as well as providing articles on personal finance, investments, pensions and tax planning.
As well as Our Articles, you can check out our financial planning guides as well as our Independent News Magazine, or simply read about what’s happening at Kellands.
If you’re offering money as a gift this holiday season, why not offer some pearls of wisdom too? Read 5 wealth lessons that apply to all aspects of life.
Giving money from surplus income could help you offset some of your wealth before you pass away. Learn about this gifting method and Inheritance Tax here.
The “new year, new me” trope is prevalent at this time of year – and while common, this attitude may not help with your financial plan. Find out why here.
We are delighted to be supporting the Cash for Kids Mission Christmas campaign again this year.
On 22 November 2023, chancellor Jeremy Hunt delivered the Autumn Statement against a backdrop of a cost of living crisis and a looming general election.
Are you planning to offer a financial gift to a loved one this Christmas? Here are 3 questions to ask yourself before you do, and how we can help.
Although it’s important to be aware of your spending in the cost of living crisis, being over-cautions with your money could also be damaging. Here’s why.
Leaving your pension as part of an inheritance could be life-changing for your loved ones. Find out what may happen to your pensions when you pass away.
Now more than ever it is important that you can access your finances virtually and at a time and place to suit you. At Kellands, clients have access to world class technology, which helps them to take control of their finances wherever and whenever they like.
Huge congratulations to Kellands Chartered Financial Planner, Jennifer Skehan APFS, who won a top award at the Women in Financial Advice Awards this year!
If you’re concerned about a potential Inheritance Tax liability when you pass away, life insurance could help your loved ones settle a bill. Find out more here.
With Inheritance Tax receipts rising, learn what a potentially exempt transfer is, how families use them, and what your options are for “giving while living”.
If you’re on the runway to retirement, assessing how your Income Tax bill might rise is an important step to take. Find out all you need to know here.
Kellands scooped TWO awards at the prestigious Moneyfacts Investment Life and Pensions Awards (ILP Awards)!
“Sideways disinheritance” locks certain members of your family out of an inheritance when you die. Learn here how to avoid it, and what we can do to help.
If you’re retiring soon, you may be choosing whether to prioritise your mortgage or pension contributions as you approach later life. Learn more here.
Early retirement is a priority for many people – but in light of recent pension legislation changes, working for longer could be beneficial. Here’s why.
“Estate planning” describes laying out a strategy for how and when you’ll pass your wealth to the next generation. Find out 3 key areas to consider here.
Are you planning to leave property to the next generation when you pass away? Find answers to your questions about Inheritance Tax and property here.
There are plenty of options for managing investment risk within your pension as you approach retirement, but what do they mean for you? Find out more here.
After peaking at 11.1% in October 2022, inflation is now declining. Find out what this could mean for your cash savings, investments, and monthly budget here.
If someone in your family dies or becomes too ill to make their own decisions, you may find yourself taking over their finances. Here’s how we can help.
Your options when passing on wealth to the next generation.
Our latest guide explains why remortgaging is important and what you need to consider.
Research shows that 43% of over-55s do not understand a crucial rule around pensions. Find out what you need to know before you retire here.
A recent study shows 4 in 5 members of Gen Z have begun their investing journey before they’re 21. Here’s how to help your children grow their wealth.
As interest rates rise, many people are facing an increase in their monthly mortgage repayments. Here are four options to consider if you’re one of them.
Our latest guide explains why inflation may alter your long-term plans and what steps you could take to reduce the impact.
Trusts can be a tax-efficient way to set funds aside for loved ones. Here are 3 tax factors to consider when ring-fencing wealth within a trust.
3 in 4 people can’t put a figure on their pension wealth. Here’s why you should know yours, and how this awareness could improve your retirement circumstances.
One of the most potent mental factors that could have a real-world impact on your wealth is a fear of failure. Learn two powerful ways this could manifest here.
When was the last time you reviewed your life insurance documents? Learn three hidden ways you could reap value from your policy without making a claim.
As more people look to help family during the cost of living crisis, find out four persuasive reasons to approach financial planning together.
If you’re looking to set a child or grandchild up for financial stability, paying into a pension on their behalf could be a great place to start. Here’s why.
A recent study shows the top four retirement planning regrets held by retirees. Find out what they are, and how you could avoid them as best you can.
As an investor, you may find the wealth of information at your fingertips to be overwhelming. Here’s how to overcome “analysis paralysis” in the digital age.
Financial stress can feel all-consuming, and could have an impact on both your health and your wealth. Read 5 tips to overcome it in Stress Awareness Month.
If you want to know how the spring Budget affects you, here are all the winners and losers from the chancellor’s latest fiscal announcement.
The chancellor has delivered the government’s spring Budget. Read about Jeremy Hunt’s statement and what the Budget means for you and your finances.
If you receive an inheritance, you might be wondering how to use these funds. Read four ways to spend your inheritance with the help of a financial planner.
Research shows more than half of investors have made choices they later regretted. Learn how to stay disciplined if you often make emotional investments.
With Corporation Tax set to rise in April 2023, find out 3 important things business owners should know about the increase – and how we can help.
This month Bev, Kellands’ Admin Manager, celebrated her 25th anniversary of working at Kellands Chartered Financial Planners.
As you reach mid-life, your responsibilities may hit a peak. You could still have children living at home, be reaching milestones at work, and may also have aging parents or relatives who require your support and attention.
Since the pandemic, there has been a spike in retirees returning to work.
If you’re married, divorce is a subject that you likely don’t want to think about on a regular basis. After all, the process of divorce is emotionally draining, life-changing, and often expensive too.
The deadline for back-paying National Insurance contributions from 2006 to 2016 falls on 5 April. Read everything you need to know about taking this step.
With this year’s ISA deadline fast approaching, here’s our essential guide to ISAs.
2022 was a tricky year for many people’s finances. As 2023 begins, learn about 8 small-yet-mighty financial tasks to tick off your to-do list this new year.
If your loved ones have high hopes to become first-time buyers this year, here are 3 things you need to know before you provide financial support.
Research has found that up to 2 million earners could find themselves effectively paying 60% Income Tax by 2028. Here’s everything you should know.
As 2023 gets under way, read five essential things to know about your finances in the new year, plus how we can help you weather any changes.
If you’re taking stock after a year of ups and downs, read about two practical financial new year resolutions you can actually stick to in 2023.
April 15, 2024
80% of parents are unaware that they could be taxed on their children’s savings. Here’s how the rules work, and how you could mitigate the chance of a tax bill.
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